Home Hardware Homecard

HOME CARD

	Homecard Helps. Here's how:
Consumer Accounts ONLY Take advantage of our famous Absolutely No Fee Events* or our everyday financing programs. Whatever your need, Homecard has a program that will suit your needs. If you wish to make No Payments and Pay No Interest* for a period of time, Homecard Helps! If you wish to make Equal Monthly Payments* in order to budget your project, Homecard Helps! If you wish to make Minimum Monthly Payments*, Homecard Helps!
HOW DO THE SPECIAL FINANCING PLANS WORK?
Deferred Payment Plans* – Choose from 3, 6, 12, or 16 months to defer your purchase. Make No Payments and Pay Absolutely No Interest during the promotional period. (Unlike some of our competitors, our interest is not retroactive to the date of purchase if your balance is not paid in full by the due date.)
Equal Payment Plans* – Choose from 6, 12 or 24 equal monthly payments to budget your project! For example: on a $1,200 sale made on the 12 Equal Payments program, you pay $100 a month for 12 months.
Up to 59 Days Interest Free Credit – Depending on when you make your purchase during the course of the month, you could enjoy up to 59 days “interest free”. You pay no interest on the previous month’s balance when your payment in full is made by your statement due date. Commercial accounts are only able to use this financing plan.
WHAT ARE THE BENEFITS OF HAVING A HOMECARD? Special Financing offers on purchases over $200. Exclusive cardholder offers delivered right to your door in your statement! Access to more than 1,000 “Home” locations across Canada where your Homecard is accepted: Home Hardware, Home Building Centres, Home Hardware Building Centres, and Home Furniture stores. Plus Free Home At Home Magazine "Home at Home" Magazine delivered four times a year right to your home. "Home at Home" is packed with helpful tips, how-to-build-it plans, decorating ideas, and even more coupons! Plus Up to 59 Days "Interest Free" Depending on when you make your purchase during the course of the month, you could enjoy up to 59 days "interest free." You pay no interest on the previous month’s balance when your payment in full is made by your statement due date. Plus No Annual Fees With your Homecard you pay no transaction or annual fees.

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Consumer Credit	Commercial Credit